Prevent The Risk of Identity Theft While Studying Abroad

Gone are the days when thieves stole purses and wallets and settled for the coins and notes in there. In 2016, more than 791 million identities were reported stolen from American students living abroad. In fact, Americans are most likely to fall victims to identity theft than any other nationality. Today, your credit card, passport, identity card and bank ATM’s are all targets. People traveling abroad for studies are at a higher risk of identity theft. Thieves tend to target students from western countries as they are assumed to be wealthier than any other. Once the fraudsters get their hands on your personal and financial documents, phone, and wallet; chances are that your identity will be stolen and render you a victim of fraud. However, there are measures that you can take to minimize your risks.

Carry Less Valuables

It is highly advisable that you do not carry unnecessary documents when traveling. This includes your credit cards, photo identification, or paperwork bearing vital details. If possible, leave your wallet at home or hide it well within your luggage. Do not put it where it can easily be snatched or stolen.

Keep Copies of Important Documents

You can never be too safe with your documents when in transit. Making copies of all your; VISA, Passport, Student Identity Card, Insurance card, as a precautionary measure is necessary. Email these copies to yourself and leave original documents with a trusted family member or friend whom you can contact from overseas. This way, you can easily organize for the replacement of the documents in case any of them is stolen.

Create a New Email Account For Travel

Creating a new email account is free of charge and only takes a few minutes. As a precautionary measure, creating one to use while studying abroad is a necessary measure. By doing this, you deny them the power to cause havoc. By hacking your private account, they stand a higher chance of accessing your school and financial data.

Take Advantage of Travel Cash Rewards

Anyone can prevent identity fraud when studying abroad. Identity protection service providers advise that students consider using travel cards. These can be loaded with foreign currency prior to travel. This option comes with other benefits besides preventing identity theft. You can avoid bank conversion fees by locking in the current exchange rate. These cash cards can also be used as an ordinary Visa credit card. It is best that you register for this card online so that you can easily deactivate it and also retrieve the stolen money. This denies fraudsters access to your identity or the bank accounts linked to that card. Students overseas are susceptible to theft as they are oblivious and focused on having a good time. For safety purposes, it is best that you avoid public WiFi networks, opt for fingerprint security for your phone, and report immediately in case your documents get stolen. Luckily for students, they can purchase a travel insurance prior to the trip. It covers lost travel documents cash and credit cards. Others additionally cover missed trips, delayed flights, food expenses, emergency/unplanned accommodation in case a student is held up due to lost documents.

Win a trip to Germany – enter DAAD’s Photo Contest!

Abroad101.com is happy to pass along this Photo Contest with DAAD! Who wouldn’t want to win a trip to Germany!!!

DAAD North America launched its annual contest for students from US and Canadian campuses. First-prize is a round-trip fare to Germany!

Do you have a review published with Abroad101? Post your Germany photos as part of the review and enter them in the contest. Share your favorite places with the world. If you like to write a review you can do that here.

This year, we want to see photos of Germany that reveal #YourHiddenGermany and go beyond Oktoberfest, Neuschwanstein and the Brandenburg Gate (as much as we love them). 

To participate in the 2018 Annual DAAD Contest, students can submit up to 3 photos of #YourHiddenGermany. The best #YourHiddenGermany photos will be featured on the DAAD USA and DAAD Canada websites and in their respective Instagram, Facebook and Twitter feeds. Use #YourHiddenGermany to share your entries with, friends, family, and DAAD USA’s and DAAD Canada’s followers.

Contest Prizes:

First-prize:           Round-trip airfare to Germany.

Second-prize:      GoPro Hero Camera.

Third-prize:          $50 gift card for www.GermanDeli.com.

How to Enter –

To participate in the 2018 Annual DAAD Contest, please submit up to 3 photos of #YourHiddenGermany. Include a description of what the image shows and why it is special to you. The best #YourHiddenGermany photos will be featured on the DAAD USA and DAAD Canada websites and in our respective Instagram, Facebook and Twitter feeds. Use #YourHiddenGermany to share your entries with, friends, family, and DAAD USA’s and DAAD Canada’s followers.

Here are the Contest Guidelines:

  1. To participate, you must be 18 years or older and enrolled as a full-time student in a university degree program in the U.S. or Canada.
  2. All submissions must include a photo and description (max. 255 characters).
  3. Maximum file size for photo uploads is 8 MB.
  4. Photos can be uploaded as JPG-files or directly from Instagram.
  5. Horizontal, vertical and square photos are ok, but please no panorama images.
  6. Do not upload photos that have been edited (no filters) or that feature inappropriate content.

All entries must be received by April 29th , 5:00pm EDT. For more information: https://www.daad.org/en/2018/04/06/daad-photo-contest/